Effective September 28, 2026

Terms & Legal Disclaimer

Educational use

The website summarizes an uploaded research report and selected official resources. Laws, rules, fees, local practices, and resource availability may change. Examples and general time periods do not determine your deadline. Read the report qualifications and obtain legal advice suited to your facts.

No emergency or foreclosure-stopping service

Reading the site, downloading the PDF, submitting the form, receiving a reply, or discussing a sale does not file a case, create a court order, postpone a foreclosure, or extend any legal deadline. If a sale is scheduled, contact a Texas attorney directly.

Real estate services

The brokerage can discuss property value, marketing, and sale possibilities. It is not a lender, law firm, government agency, or housing-counseling agency. No attorney-client relationship, listing agreement, or guarantee of a sale is created through this website. No legal, tax, financial, or appraisal advice is provided.

Communications

Marketing email, SMS, and calls are controlled by separate optional permissions. Calls may use automated technology or artificial, prerecorded, or AI-generated voices only when the applicable authorization is given and other legal requirements are met. Sarah identifies herself as David McElroy’s AI assistant. Consent is not a condition of purchase. Message frequency varies; message and data rates may apply. Reply STOP to texts to opt out and HELP for help. Withdraw permission at david@daviddmcelroy.com or 817-966-9495.

Independent resources

Legal-aid and government links are informational. Those organizations determine their own availability and eligibility; a link does not imply endorsement or a partnership.